Build your contact list.
- Identify your agent, lender and closing contact.
- Record trusted phone numbers independently.
- Confirm how the closing team will request documents.
Review before you sign.
- Ask what the title commitment and proposed policies mean for you.
- Review your settlement figures and lender disclosures, if applicable.
- Ask about a document or charge you do not understand.
- Confirm the identification and signing requirements.
Protect the transfer and keep the record.
- Verify wire instructions using previously trusted contact details.
- Question an unexpected change before sending money.
- Confirm funding and the remaining post-closing steps.
- Save your closing documents and applicable final title policy.
Sources & further reading
CFPB: The mortgage closing processCFPB: Protect your closing fundsSources reviewed September 7, 2026. General education; specific documents, policies and transaction requirements control.